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Positive Pay

Minimize fraud-related losses by ensuring only authorized checks are paid ─ while forged, altered or stolen checks are not.

  • Eliminate potential check fraud.
  • View images of suspect items for easy confirmation or rejection.
  • Receive real-time alerts.

Service Overview
Optical character recognition
to match payees and easily
detect altered checks.
  • Validates each incoming check against issuance file data.
  • Prevents unauthorized checks from clearing.
  • Provides real-time status on transactions.
  • Guards against MICR line and Payee Line fraud.
Real-time status on transactions
  • Confirms and reviews transaction file upload to ensure error-free processing.
  • Offers verification potential at branch teller lines.
Convenience
  • Provides on-line check images for suspect item review and held item approval.
  • Enables online viewing of suspicious items on user-friendly screens for approval, rejection, and image review.
  • Integrates easily with most accounting and ERP systems.
  • Integrates with our suite of cash management solutions for end-to-end control.
  • Complements our Controlled Disbursement and image services such as CD ROM and Image Archive through Money Manager
    GPS ™.
  • Reduces time spent on month-end reconciliation.

View additional information about Positive Pay (PDF)

Want to Learn More?

Our Cash Management representatives are ready to work for you ─ with local, personal attention backed by all the resources, products and global capabilities you need to succeed. To find out what it's like to have a good bank on your side, schedule a meeting today:

By Phone: 1-877-550-5933
By Email: clientservices@rbscitizens.com

 

 

Contact a Product
Specialist today:

1-877-550-5933

(Mon-Fri 7am-8pm, EST)

clientservices@rbscitizens.com