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Charter One is a brand name of RBS Citizens, N.A. (NMLS ID# 433960).
Charter One Zero Liability policy covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. Cardholder must notify Charter One immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For more details