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Ken Marblestone Appointed Michigan President of Charter One and RBS Citizens

SOUTHFIELD, MI (January 17, 2013) – RBS Citizens Financial Group, Inc. (RBSCFG) today named Ken Marblestone as President, Charter One and RBS Citizens, Michigan. Marblestone, a Detroit native, also will remain as President of Charter One and RBS Citizens, Ohio.

Marblestone, a member of RBSCFG’s Executive Leadership Group, the company’s senior leadership team, succeeds Scott Swanson, who is resigning to pursue another opportunity. Marblestone’s banking career has included senior leadership assignments in wealth management, middle market and consumer lending in Michigan and Ohio. He joined RBSCFG in Michigan in 2005 and has been based in Cleveland since 2009.

“Ken is a seasoned banker who brings more than 20 years of banking experience in Michigan alone to this critical leadership role on our Michigan team,” said Robert Matthews, Vice Chairman for Commercial Banking. “Scott contributed significantly to our success in growing our retail and commercial businesses in Michigan and Illinois. We thank him for his dedicated service and wish him well in his future endeavors.”

“I look forward to this opportunity to contribute to the economic vitality of Michigan, the state where I grew up, went to school and have worked for the majority of my career,” Marblestone said. “We have a strong Charter One and RBS Citizens team in Michigan that is laser-focused on meeting the needs of our customers. I’m excited to be joining the effort to provide great service to our Michigan customers and to help meet the needs of local communities across the state.”

Prior to his work at RBS Citizens, Marblestone held the position of partner and managing director of iCap Realty Advisors, a national commercial mortgage-banking firm. His extensive banking career began more than 20 years ago at NBD Bank in Detroit, where he served in a variety of senior management positions.

Marblestone is actively involved in community issues, serving on the boards of business and civic organizations including the Greater Cleveland Partnership, the Jewish Federation, the Cuyahoga Community College Foundation and Neighborhood Progress, Inc. Marblestone received a bachelor of arts in business administration from Albion College and an M.B.A. from Michigan State University.

About Charter One
Charter One is a division of RBS Citizens, N.A., operating in Illinois, Michigan and Ohio. It has 340 branches and 510 ATMs. It has 103 branches and 106 ATMs in Michigan. Charter One’s website is charterone.com.

RBS Citizens, N.A., is a subsidiary of RBS Citizens Financial Group, Inc., a $132 billion commercial bank holding company. It is headquartered in Providence, R.I., and through its subsidiaries has more than 1,400 branches, approximately 3,600 ATMs and approximately 18,950 colleagues. Its two bank subsidiaries are RBS Citizens, N.A., and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont; and the Charter One brand in Illinois, Michigan and Ohio. RBSCFG has non-branch retail and commercial offices in more than 30 states. RBSCFG is owned by RBS (the Royal Bank of Scotland Group plc). RBSCFG’s website is citizensbank.com.



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