Having a Baby or Adopting
Bringing a new child into your life is an amazing experience. Suddenly you are responsible for someone else in a way you’ve never been before!
In addition to everything else you’re doing to prepare for your new child, it’s a good idea to pay some attention to your finances. Whether you’re interested in expanding your home to make room for the newest member, or starting a savings account for your child’s college education, a little planning can help make it a reality.
Recommended products and services:
Savings and CDs
Putting your money into a combination of savings accounts and Certificates of Deposit lets you save safely and with ultimate flexibility: you always have some money you can access, and some money locked away at a better rate of interest.
Circle Checking Account
This account comes with lots of freebies: free Circle design checks, free ATM transactions at thousands of locations, free online banking – plus special CD rates, discounts on home equity and installment loans, and more. And the account is free if you maintain an average monthly combined balance of $5,000 in qualified Charter One accounts.
Home Equity Loans and Lines
A home equity loan or a home equity line of credit can provide you with the financial resources for making home improvements or paying for medical or adoption fees.
Investment Services
Reading books, listening to music - you start preparing your baby for college from the day you bring them home. By starting an investment account for them now, you can help make sure nothing stands in their way.
Calculators
Questions to start the conversation:
- How will your family’s budget change with the addition of a child?
- Have you opened a saving account or Certificate of Deposit in your child’s name?
- Do you need to make an addition to your home or find a bigger apartment?
- Can you afford to start setting money aside for your child’s college education?
- Do you have ample Life Insurance?
- What other dreams for your child do you want to start saving for?
You may also be interested in:
Online Banking
Bank when you want to: go online to check your account balances, transfer funds, find out when checks cleared, and see up to 18 months of history on your Charter One accounts. Set up bill payment for one-time fees or recurring payments. Guaranteed security – and it’s free!
Charter One Debit Card
Never write a check again: the Charter One Debit Card allows you to draw from your checking account without picking up a pen. And if you need cash, use your Debit Card at thousands of ATMs. Easy access to your money whenever, wherever you need it.
Switch Support™
Charter One Switch Support makes it easy to switch your accounts to Charter One. Our dedicated team will help you move your direct deposits and change your automatic payments from your old account to your new Charter One account.
|