Charter One Continuing Education Loan
Charter One Continuing Education LoanCharter One Continuing Education Loan (CEL) Borrower Benefits
For part-time, less than half-time students (or non-degree students)
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0.25% interest rate reduction for automatic payment deduction from any bank account.1
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Competitive rates and fees.3
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Students may be enrolled less than half-time.
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Repayment term of up to 20 years.
How to Apply
Already applied? Check application status.
If you have any questions during the application process, please contact us at 1-800-721-3969. Again, thank you for choosing Charter One!
Eligibility
You or your co-signer must also meet the following credit guidelines:
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Have a satisfactory credit, residence and employment history of at least 2 years;
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Have proof of current income (If self-employed, have been in business for at least 2 years); and
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Be a U.S. citizen or permanent resident and have resided in the U.S. for the previous 2 years.
Features and Benefits
Interest Rate and Fees
Borrowing Limits
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Borrow annually up to $15,000.
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$30,000 aggregate maximum borrowing limit.
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$1,000 minimum loan amount.
Disbursement
Repayment Terms
Repayment Options
If you are in a certificate or degree granting program, you will make no payment until the earliest of:
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Two years after first loan disbursement.
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Six months after graduation, or
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Six months after enrollment has ended.
If you are in a non-degree or non-certificate program, you will make no payment until the earlier of:
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Six months after end of the academic period for which the loan is taken, or
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Six months after enrollment has ended.
Qualification
Approval for the loan programs listed above is based on a student's good credit standing. If the student does not have any credit or, has low credit, a cosigner may be required. The cosigner must also have good credit and the proven ability to repay the loan.
When filling out the online TERI Loan application, you'll need the following information:
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Name
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Address
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Phone Number
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Date of Birth
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Social Security Number
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Annual Income (if applicable)
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Employer Name/Phone Number
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Monthly rent or mortgage payment
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Name of school you plan to attend
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Loan amount requested
Value Added Services
Our Student Financial Handbook is a valuable resource for students. It is designed to help with budgeting for expenses and includes money-saving tips and potential tax benefits. It provides comprehensive guidelines for college students on their personal finances and advises them on using their credit options wisely. Simply call 1-800-721-3969 to receive your FREE copy today.
About Charter One
As a leading provider of education financing, Charter One prides ourselves on making education possible for students. We offer education financing products for undergraduate, graduate, professional, continuing education and international students.
For More Information
Contact us today at 1-800-721-3969 for details.
Other Rates and terms available. Please call 1-800-721-3969 for details.
Please click here to return to the Tri-State University Financial Aid page.
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