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Our TruFit Student Loan® is a flexible choice.
College is full of opportunity. But paying for it can feel a little overwhelming. A Charter One private student loan puts you in control, with competitive interest rate options and flexible repayment terms.
Looking for a smart way to finance your degree? Our Charter One private student loan may be an affordable choice, with competitive interest rates and repayment terms.
For many undergrad and grad students, our private student loan is an affordable way to borrow.
Save up to 0.50 percentage points off your interest rate2
We explain scholarships and grants, help you understand federal versus private loans and give tips to minimize your school-related expenses. Get the facts
With immediate repayments, you pay the lowest cost overall. That's because both principal and interest payments begin one month after your loan is disbursed.
With interest-only repayment, you pay only the accrued interest on the loan while you're in school, rather than letting it increase until after graduation. This option lowers the total cost of the loan compared to the full in-school deferment option. Full principal and interest payments begin six months after graduation, or if you fall below half-time status.
Deferred repayment offers the convenience of no payments if you're enrolled in school at least half time. Payments begin six months after graduation or if you fall below half-time status, which makes it the best option for students who can't pay for their loan while in school.
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