SBA 7(a) Loan Program

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Access up to $5 million in extra capital with a SBA 7(a) loan for your small business

The SBA 7(a) Loan Program is ideal for businesses with less established credit histories looking to borrow up to $5,000,000. Use additional funds from your 7(a) loan to improve cash flow, acquire equipment, purchase real estate and access working capital.

Features

Rates/Fees

Amounts	SBA 7(a) Loan Program allows up to $5 million
SBA 7(a) lender terms	Up to 10 years for working capital Up to 15 years for equipment Up to 25 years for real estate
Uses	Purchase of machinery, equipment, fixtures, or leasehold improvements Receivables financing and working capital augmentation Construction, expansion, and renovation of buildings or purchase of land

Rates

For SBA’s 7(a) General Loan Program, the maximum interest is:
- Prime plus 2-1/4% for maturities under 7 years*
- Prime plus 2-3/4% for maturities of 7 years or longer*

*SBA publishes updated 7(a) loan rates monthly.

Fees