GoalTrack Savings | Charter One

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Overview

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GoalTrack Savings is a free program that can be added to any eligible Charter One savings account to help and encourage you to save towards whatever is important to you—a new car, a weekend getaway, or your dream home.

Easily added through Online Banking, GoalTrack Savings offers features that make saving simple. Automatic transfers make contributing to your savings easy, while the account tracking page lets you review your activity, follow your progress, and check out potential bonuses. And it's all to help you get to your savings goal.

Getting Started:

Select an existing — or open a new — eligible savings account.
Enroll in Online Banking or Login now.
Enroll in GoalTrack Savings.

Is your goal to save for your child's education or a new home?
We have two special accounts that may be right for you. Learn more about the CollegeSaver and HomeBuyer Savings accounts.

Eligible Accounts	Most Charter One Savings accounts are eligible for GoalTrack Savings, including Green Savings, Circle Savings, Circle Gold Savings, Personal Savings, Statement Savings and Basic Savings. Excluded accounts include CollegeSaver^SM, HomeBuyer Savings^SM, High Yield Savings, Premier Savings, and fiduciary accounts. IRA Savings accounts can participate in GoalTrack Savings, but are not eligible for bonus due to potential tax implications. A customer may have only one active GoalTrack Savings plan for each eligible savings account but may have as many plans as they have eligible savings accounts.
Bonus Eligibility	Minimum monthly contribution amount: $25/month. Minimum monthly savings timeframe: 8 months. Bonus may be lost when minimum savings amount and time frame for the goal are not met, or when the customer cancels GoalTrack Savings (e.g., cancels the goal) or closes the savings account associated with the program.
Bonus Calculations	Customers earn the maximum bonus when they save at least $400/month for 36 months. Customers may save more or for a longer period, but no additional bonus earnings are awarded. Minimum bonus is earned when customer saves $25/month for 8 months. Bonuses are selected and redeemable when the customer reaches the target timeframe and savings amount. Interest rate of enrolled account remains unchanged after enrollment. Savings balance in existing eligible account must be maintained in the program throughout the goal's duration and is excluded from the bonus calculations. Customers can use GoalTrack Savings without electing to receive a bonus.

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All accounts and services are subject to individual approval. See a banker for details on FDIC insurance.

IRA contributions via Steady Save® are for current-year contributions only. See a banker to make a prior-year contribution. The Charter One IRA Savings Plan consists of a Variable Rate IRA Savings account accompanied by Steady Save. On your statement, your account will be titled Variable Rate Savings IRA.

GoalTrack Savings Patent pending. Bonus varies based on the amount saved and length of savings period. See a Banker for details.

GoalTrack Savings Terms and Conditions

GoalTrack SavingsSM

Getting Started:

GoalTrack Savings^SM