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Everyday Points™ add up fast. And one of the smartest ways you
can put them to use is to redeem them for Banking Rewards. It’s a
great way to make the most of your points.

Deposits into Savings
Now you can turn your everyday shopping into real savings.
Redeem your Everyday Points for deposits into a Charter One
Savings, Money Market, or Individual Retirement Account.

 Redeem 6,000 points for a $25 deposit

 Redeem 11,000 points for a $50 deposit

 Redeem 21,000 points for a $100 deposit

Rate Reduction on a Home Equity Loan or Line of Credit
No matter what you’re using it for, a Charter One Home Equity
Loan or Line of Credit is a hassle-free way to get the money you
need. And with a .25% Rate Reduction, it’s a deal that’s hard to beat.

 Redeem 25,000 points for a .25% Rate Reduction on Home
 Equity Loans or Lines of Credit

Check our catalog for more details on these exclusive Banking Rewards offers.

Check your Everyday Points balance, redeem them for great rewards, and update your account info.
Check my points
Already a Charter One customer?
To add Charter One
Rewards to an existing
account, call
1-888-333-7630
(1-888-333-7580 for
Business Accounts)
or visit a branch today.
Locate a branch
Don't have an account yet?
Open an account and enroll online.
Enroll now

 


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Charter One is a division of RBS Citizens, N.A.
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     Still have questions?
     Check out our FAQs.
 

All merchant names, brand names, trademarks, and logos are the property by their respective owners and are used with their permission. Refer to the Rewards Catalog or charterone.com/rewards for Terms and Conditions. $25 Rewards Annual Fee waived for Circle Checking accounts. Reward points accumulate for non-PIN purchases.

$25, $50 or $100 Individual Retirement Account (IRA) offer may only be deposited to an active Variable Rate Savings IRA or an IRA Certificate of Deposit during the grace period or at maturity.  Please see your Deposit Account Agreement or a Banker for details. 

The .25% Home Equity Rate Discount is applied on a new application for the current loan or line rates being offered on the application date and cannot be combined with other offers or discounts. Cannot be used on applications for Capped Rate Equity Line or for the Line of Credit part of the Loan/Line Combo product. If applicant does not close on their loan or line, reward points will be reinstated to the rewards account.