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Let the preferred SBA lender help you build your business.

Competitive fixed and adjustable rates. Easy application. Flexible repayment schedules.
Choose from fixed-rate loans or revolving lines. And your balances count toward offsetting the maintenance fees on Business Checking accounts.

Business Line of Credit

  • Manage cash flow and purchase short-term assets, such as inventory.
  • Access a revolving line when you need to.
  • Choose from interest-only options or principal and interest.

Business Term Loans
 
Purchase long-term assets, such as equipment.

  • Borrow up to $500,000.
  • Receive funds in a lump sum.
  • Choose from fixed or variable rates.

Business Equity Line of Credit

  • Allows you to establish credit for your business.
  • Provides additional flexibility in obtaining funds.
  • Competitive rate makes borrowing affordable.
  • No annual pay down requirement
  • No pre-payment penalties

Business Credit Cards
 
Enjoy a convenient way to make and track purchases.

  • Make purchases worldwide.
  • Get fast access to credit.
  • Track employee expenses.
  • Save with low rates and fees.
  • Is your business looking to accept credit and debit cards? Learn now.

Other Borrowing Solutions
Business Overdraft Protection



Learn More
Loan Calculators
Term Loan
Line of Credit
Credit Card


Contact Us
Call 1-866-COB-4BIZ
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Start an online application


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Charter One is a division of RBS Citizens, N.A.
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SBA Ranking based on the number of loans approved by the SBA from 10/1/05 to 9/30/06.

All accounts, loans and services are subject to individual approval.