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Student Loans

Student Loans
To apply for a Charter One Student Loan:
 

Charter One Welcomes
Sinclair Community College Students
and their Families

Charter One Alternative Lending Programs

Charter One Undergraduate Loan
For traditional, undergraduate students

Charter One MedAdvantage Loan
For health professions students

Charter One Continuing Education Loan
For part-time, less than half-time students (or non-degree students)

Borrower benefits for all lending programs

  • 0.25% interest rate reduction for automatic payment deduction from any bank account.1
  • Co-signer release option after 48 consecutive, on-time payments. (Does not apply to Continuing Education option.)2
  • Competitive rates and fees.3
  • Fast, convenient application process.
  • Funding in as little as 5 business days after you submit a completed application.
  • Can be used for past due balances-no time limit.
  • International students may apply with a qualified, credit-worthy U.S. citizen or permanent resident co-signer.
  • Repayment options available for some programs.
  • Repayment term of up to 25 years, depending on loan amount.

How to Apply

  • Click here to apply for either the Charter One Undergraduate, MedAdvantage or Continuing Education Loans.
  • Call 1-800-721-3969

Already applied? Check application status.

If you have any questions during the application process, please contact us at 1-800-721-3969. Again, thank you for choosing Charter One!

Value Added Services

Our Student Financial Handbook is a valuable resource for students. It is designed to help with budgeting for expenses and includes money-saving tips and potential tax benefits. It provides comprehensive guidelines for college students on their personal finances and advises them on using their credit options wisely. Simply call 1-800-721-3969 to receive your FREE copy today.

About Charter One

As a leading provider of education financing, Charter One prides ourselves on making education possible for students. We offer education financing products for undergraduate, graduate, professional, continuing education and international students.

For More Information

Contact us today at 1-800-721-3969.

Please click here to return to the Sinclair Community College Financial Aid page.


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Charter One is a division of RBS Citizens, N.A.

 


All accounts, loans, and services are subject to individual approval. See a banker for details.

1 The 0.25% interest rate reduction is available to borrowers who arrange with the loan servicer to automatically deduct monthly payments from their bank account. The rate reduction will begin when automatic principal and interest loan payments start, and will remain in effect as long as automatic payments continue without interruption. The reduced interest rate will return to contract rate if automatic payments are cancelled, rejected or returned for any reason.

2 Co-signer release is subject to certain conditions, including (i) the borrower must make their initial 48 consecutive, on-time principal and interest payments, and (ii) the borrower must be credit-worthy at the time of the request to release the co-signer. The lender and servicer reserve the right to modify or discontinue these borrower benefits at any time without notice.

3 Rates and fees may vary depending on your credit score and your co-signer’s credit score (if applicable). And for undergraduate borrowers of the Charter One Loan Programs, the repayment option selected will also determine the actual rates and fees.