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Why Should You Apply Online with Charter One?

We use advanced online lending technology to streamline our processes, so you'll save time and money when you get your mortgage online with Charter One. We also provide highly personalized service and are available to assist you every step of the way.  Review our Online Lending Process to see just how easy and convenient home financing can be.

Savings
We've streamlined our lending process to cut costs and save you money. Use our online application, for example, and we'll rebate $100 when your loan closes. In addition to great rates, Charter One offers among the lowest fees on the Internet today. Also, you'll get complete, online disclosure of our fees up-front, so there will be no surprises at closing. Check out our No Surprises Guarantee.

Service
With Charter One, you can apply online, receive disclosures online, get an online approval, pay your application fee and lock in to today’s rate. After your loan has closed, you will be able to access your account information online. No other Web lender will give you more online service today.

We also provide personalized service when you need it. Contact us at 866-612-6206 toll free, or Email us at directlending@ccomortgage.com. You can also visit any of our convenient loan offices in cities around the country.

Selection
We offer a complete selection of mortgage products to meet every home buying need -- conventional loans, government loans, jumbo loans, second mortgages and home equity lines. Not all of our products are online yet. So if you can't find what you are looking for, contact us.

We can also offer an exclusive selection of portfolio features, designed to make home financing easier and more affordable, such as loans to 85% with no mortgage insurance, interest only payment options, and 100% financing with our Tandem Mortgage program. Visit our Mortgage Programs page or contact us now to learn more about these great programs.

A Lender You Can Trust
We have been lending money to homebuyers the old fashioned way -- face-to-face -- for decades. You can be confident that your loan will close on time, and under the terms to which you agreed. We guarantee it.

Act Now
New Applicants
Get a Custom Rate Quote
Apply Online Now
Sign up for Rate Watch
Returning Applicants
Complete your Mortgage Application
Current Borrowers
Access Your Mortgage Account

Calculators & Tools
CALCULATORS & TOOLS
 


To contact us:
Call us at 1-866-612-6206
Apply Online,
Email us or
have a mortgage agent call
Residential Loans Customer Service: 1-800-234-6002
Business Banking Customer Service: 1-800-409-8301

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© Copyright 2008 Citizens Financial Group. All rights reserved.
Charter One is a division of RBS Citizens, N.A.
Member FDIC  |  Equal Housing Lender Equal Housing Lender

 

All loans are subject to individual approval.

Mortgages are offered and originated by RBS Citizens, N.A. Charter One and CCO Mortgage are divisions of RBS Citizens, N.A. Charter One Mortgage is a trade name.