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This guide explains how your transactions affect the Available Balance in your account. It will also help you decide how you want your account to work if it becomes overdrawn—that is, if your Available Balance drops below zero and you don't have enough money in your account to get cash, make debit card purchases or pay your bills.
Your day, your life, your money.Your Available Balance explained.
How your account works is your choice. Overdraft Choices.
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Charter One is a brand name of Citizens Bank, N.A. (NMLS ID# 433960).