Charter One Online Guarantee®
Error proof. Guaranteed banking online.
At Charter One, we know how important safe internet banking and personal security are to you. That's why we developed the Charter One Online Guarantee -- a program designed to protect you and your money against online fraud or losses, and to guarantee your bills are paid on time.
100% online fraud protection
We’re dedicated to offering you online fraud protection you can rely on. Just like most major credit cards, you are protected 100% against unauthorized online transactions. If you suspect or discover fraud, just notify us within two business days and you'll have zero liability*.
Accurate and timely online bill pay
When you enroll in online bill payment, Charter One guarantees that your bills will be paid on time and according to your instructions. We'll even reimburse any late fees if we make an error processing your payments. With our safe online banking, your bills go where they need to go, and arrive when they need to -- guaranteed. For more information, please read the Charter One Online Terms and Conditions.
Charter One safe internet banking measures
To protect against fraud of any kind, Charter One Online has enabled a number of stringent security measures, such as online encryption, firewalls and automatic log-off to prevent any unwanted activity. That's secure online banking. That's also safe internet banking you can always count on.
Mobile Banking Security
The same security measures that are enabled for Online Banking are used for our Mobile Banking app. You can feel confident that your transactions are protected and secure.
At Charter One, our customers are our most important asset. So we do everything we can to protect you and respect your privacy as you visit our site and use Charter One Online.
Learn more about our online fraud protection promise
*The Charter One Online Guarantee applies to Personal Online Banking customers only. Coverage under this Guarantee requires that you notify us of an incident within two business days and also requires that you have complied with the terms in the Online Banking Terms and Conditions, including your responsibility to properly safeguard your User ID and password. This Guarantee may not apply in circumstances of your negligence, or delay in reporting to us. All claims are subject to our investigation and verification. Your account must be in good standing at the time of your claim.