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Interactive Calculators

Use our interactive calculators to help decide which solutions make the most sense for you.

Calculators
Help me choose Use our interactive Help me choose tool to determine how much you need to borrow.
How much home can I afford? This calculator collects important variables and determines your maximum monthly housing payment and the resulting loan amount.
Tax Savings Use this calculator to determine how much you could save in income taxes.
Monthly Payment Use this calculator to generate an amortization schedule for your current mortgage or loan. Quickly see how much interest you will pay and your principal balances.
Rent vs. Buy This calculator helps you weed through the fees, taxes, and monthly payments to help you make a decision between these two options.
Refinance Breakeven How long will it take to breakeven on a mortgage refinance? Use this calculator to determine if refinancing your mortgage is a sound financial decision.
Refinance Interest Savings Use this calculator to determine how much interest refinancing can save you.
Mortgage Points Calculator This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
Loan Comparison: 15 years vs. 30 years Use this calculator to compare these two loan terms, and let us help you decide which term is better for you.
Fixed Rate Mortgage vs. Interest Only Mortgage Use this calculator to compare a fixed rate mortgage to an interest only mortgage.
Fixed Rate Mortgage vs. LIBOR ARM This calculator compares a fixed rate mortgage to a LIBOR adjustable rate mortgage (ARM).
Line of Credit Use this calculator to determine how big a line of credit you can receive.
Enhanced Loan Calculator Use this calculator to look at a variety of possible loans.

 

 

We're here to help


Buy or Refinance:

Get started online
or call 1-866-612-6206
MON-THURS: 8 AM - 8 PM
FRI: 8 AM - 6 PM
SAT: 9 AM - 3 PM
Mortgage Servicing:
1-800-234-6002


Home Equity:

Get started online
or call 1-888-333-0687
MON-THURS: 8 AM - 8 PM
FRI: 8 AM - 6 PM
SAT: 9 AM - 3 PM

Give us some basic info and we'll give you a call.

 

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NMLS ID# Search Tool

Access our colleagues' NMLS ID#

 

Circle Gold Customers Save

Save on your mortgage or home equity interest rate with automatic monthly payment from a Circle Gold Checking Account.

 

 

All accounts, loans, and services are subject to individual approval. See a banker for details.

Charter One is a brand name of Citizens Bank, N.A. (NMLS ID# 433960).

Mortgages are offered and originated by RBS Citizens, N.A.