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Dream. Plan. Buy.
In addition to the Charter One Home Ownership Kit, find even more advice, tools and information right here to help you make
informed decisions and achieve your current and future home buying goals.
Financial preparation is the first, and most important, step in the home buying process. Use the below calculators to see if you are financially fit for home ownership.
Charter One can help you make a decision.
Determine how much home you can afford.
Find out now with our payment calculator.
After you’ve determined your potential budget, we highly recommend you ask your Charter One Lending Professional
about pre-approval before you begin your search.
Open a HomeBuyer SavingsSM account and receive $1,000 toward
closing costs when you save at least $100 a month for 36 months and finance your new home with Charter One.*
Terms, conditions and withdrawal limitations apply. This does not represent a formal commitment for a mortgage loan. Participation in this savings plan does not guarantee that we will provide you with a mortgage loan. You must separately qualify, be approved and obtain a purchase-money mortgage loan from us. If you do not, you will not receive the $1,000 credit. We reserve the right to discontinue this program at any time without notice. In the event this occurs, eligible depositors will receive a prorated credit against closing costs.
Mortgages are offered and originated by RBS Charter One, N.A. and Charter One of Pennsylvania. All loans are subject to individual approval.
When comparing mortgage rates and programs, it’s important to educate yourself about annual percentage rate, points, down payments, insurance, closing costs and monthly payments.
Use our online comparison tool to find the mortgage product to best fit your needs.
From beginning your search to applying for a mortgage and everything in between, use the following checklists to help you find, choose and buy your perfect home.
Rate and compare all of the homes you’ve visited.
Download (PDF 37KB)
Stay on track while planning your big move.
Download (PDF 41KB)
Important documents you’ll need to successfully purchase a home.
Download (PDF 42KB)
Your home buying dreams are within reach
Call to get preapproved for a mortgage
Find the Home Ownership Kit useful?
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Download (PDF 2MB)
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