One Deposit Checking from Charter One™

If One Deposit Checking sounds simple, that's because it is. One deposit of any amount each statement period waives the monthly maintenance fee. It's that simple.

Monthly maintenance fee
$0 or $9.99
Avoid the monthly maintenance fee

One deposit each statement period waives the monthly maintenance fee. After your account is open, there's no required minimum balance, and the monthly maintenance fee is waived with at least one deposit - of any amount - each statement period.

Minimum opening balance
$25

Our Account Guides offer clear and simple information on standard pricing, account details and benefits.

Account Guide (PDF)

Compare One Deposit Checking to:

Value Checking from Charter One™

One low monthly maintenance fee includes paper statements, checks, and one transaction at another bank's ATM with no fee from us.

Circle Gold Checking with Interest®

This account rewards you with discounts, preferred rates and more.

Compare all checking accounts

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account

Wireless carrier, text and/or data charges may apply.

1 Charter One Zero Liability policy covers cards issued only by Charter One and does not apply to ATM transactions or PIN transactions. Cardholder must notify Charter One promptly of any unauthorized or suspicious use. Click here for additional details.