© Copyright 2015 Citizens Financial Group, Inc. All rights reserved.
Charter One is a brand name of Citizens Bank, N.A. (NMLS ID# 433960).
All accounts are subject to individual credit approval.
MasterCard is a registered trademark of MasterCard International.
Credit cards are issued by Citizens Bank, N.A.
Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.
When you pay your account balance in full by the due date.
0% introductory APR is based off your first 15 billing cycles. At the time of application, $0 Intro fee on transfers made within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater, on transfers made within 4 months of account opening. Thereafter the fee for balance transfers is either $10 or 4% of the amount of each transfer, whichever is greater. APR based on creditworthiness. Rates can vary based on our review of your application and credit history.
As of 2/1/2015. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum, which will be provided with your credit card and your Agreement.
As a MasterCard cardholder, zero liability applies to your purchases made in the store, over the telephone, online, or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft; and you have promptly reported this to us when you knew that your MasterCard was lost or stolen. Also, your account must be in good standing. Conditions and exceptions apply. Go to http://www.mastercard.us/zero-liability.html
Certain conditions, restrictions and exclusions apply. See your Guide to Benefits for complete program details.