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Loan Comparison: 15 years vs. 30 years

Determining which loan term is right for you can be a challenge. With a 15 year loan you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two loan terms, and let us help you decide which term is better for you.

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This calculator is intended for informational purposes only and is not intended to provide today’s actual rates or terms.
Your actual results may vary.



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Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). Charter One and CCO Mortgage are divisions of Citizens Bank, N.A. Charter One Mortgage is a trade name. All loans are subject to individual approval.