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Citizens Financial Group and EDC adding nearly 600 ATMs at Cumberland Farms

Citizens Bank-branded ATMs to be available at Cumberland Farms Convenience Stores throughout New England and Mid-Atlantic

Providence, R.I. (August 4, 2010) -  Citizens Financial Group, Inc. today announced it is partnering with leading self-service provider EDC to brand nearly 600 ATMs at Cumberland Farms convenience store locations in New England and the Mid-Atlantic, as well as some locations in Florida. The ATMs will be surcharge-free for all Citizens Bank and Charter One customers.

“We are proud to expand customer convenience through this partnership with Cumberland Farms and EDC,” said Vice Chairman Martin Bischoff, who heads Consumer and Business Banking at Citizens Financial Group. “By partnering with a popular convenience store chain such as Cumberland Farms, we are providing our customers the flexibility to access their money at even more locations throughout New England and the Mid-Atlantic. We are committed to providing our customers the ability to bank when and where it is convenient for them.”

The new, withdrawal-only ATMs will display the Citizens Bank logo on the ATMs, welcome screen and receipts. The majority of the new Citizens Bank-branded ATMs will be located in New England and the Mid-Atlantic regions, making banking more convenient for CFG customers in Connecticut, Delaware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont. The remaining Citizens Bank-branded ATMs will be located in Florida.

Installation of the ATMs began in June and is expected to be completed by September 2010. The ATMs are owned and operated by EDC, one of the largest and most recognized nationwide service providers.

The additional ATMs at Cumberland Farms convenience stores will bring the total number of ATMs available to Citizens Bank and Charter One customers to nearly 3,800. In March, Citizens announced a similar partnership with EDC and Sunoco to brand ATMs at nearly 500 Sunoco APlus Convenience Stores in 13 states throughout the East Coast. The additional ATMs at Sunoco APlus Convenience Stores are now available to customers.

Cumberland Farms is one of the nation’s largest family-owned convenience store chains. Operating in 11 states, its mission is to make life easier for its on-the-go consumers with its trademark Farmhouse Blend coffee and Chill Zone beverages, as well as fresh food, dairy products, snacks and gasoline.

“The addition of Citizens Bank ATMs in our stores is a natural way for us to make life a little easier for our customers,” said Mr. Ari Haseotes, president of Cumberland Farms Retail Division.  The flexibility and convenience offered by this service is a natural extension of our pledge.

“We are excited to be a part of the Cumberland Farms retail store experience in conjunction with our longstanding partner Citizens Bank,” said Mark Strauch, President and CEO of EDC.  “We look forward to providing an innovative, high quality experience for all visitors to the Cumberland Farms stores and we’re proud to have been selected by such a high profile and prestigious brand name in the convenience store market.”

CFG is committed to convenience. It is the second-largest in-store banker in the nation, providing customers access to seven-day banking and extended weekday hours at nearly 475 full-service locations inside grocery stores and other retail locations.

About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. is a $144 billion commercial bank holding company. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,500 branches and approximately 22,700 employees. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. CFG is owned by RBS (The Royal Bank of Scotland Group plc).  

About Cumberland Farms
Cumberland Farms makes life easier for busy people every day. Its network of convenience stores across 11 states reflect the values of three generations of providing customers with value, convenience and unparalleled service - whether you're buying a cold Chill Zone drink, a hot cup of  Farmhouse Blend Coffee or filling the gas tank. Rooted in a family-farm heritage today's Cumberland Farms also has a long heritage of giving back to the communities where it operates. For more information about a Cumberland Farms near you, please visit us at www.CumberlandFarms.com.

About EDC
EDC, headquartered in Walnut Creek, CA, is one of the largest non-bank service providers in the United States, with approximately 4,000 turnkey ATMs and self-service kiosks in its nationwide network. EDC operates in all 50 states, processing millions of transactions each month. The company has a proven track record of providing innovative financial services programs for large retailers, regional banks, and independent merchants whose customers want a quick, convenient, and affordable way to access cash, pay bills, and cash checks.

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Editor’s Note: The breakdown of Cumberland Farms ATM locations by market is: Connecticut (60), Delaware (10), Florida (62), Maine (37), Massachusetts (194), New Hampshire (49), New Jersey (16), New York (75), Pennsylvania (12), Rhode Island (44), and Vermont (24).