Luke Donald holds youth golf clinic for
First Tee of Chicago

Charter One Bank hosts event for Chicago-area youth at Marquette Park

CHICAGO    (June 27, 2006) - PGA standout Luke Donald will teach more than 50 youths from Chicago’s South Side about the game of golf, at a June 29 clinic hosted by Charter One Bank. Donald, an RBS Ambassador, will offer hitting lessons and share golf tips with the participants from The First Tee of Chicago during the interactive clinic at Marquette Park Golf Course from 3 to 4 p.m.

The First Tee is a national organization that gives young people of all backgrounds an opportunity to develop life-enhancing values through golf and character education. The Chicago Chapter was established in the summer of 2000. The First Tee program is based at Marquette Driving Range, one of only two grass driving ranges in Chicago. Through this clinic, Charter One Bank is able to support The First Tee’s mission to offer young people more opportunities to realize their full potential.

“Our partnership with The First Tee reflects Charter One Bank’s commitment to community involvement at the grassroots level,” said Stacey Reineking, Vice President and Director of Public Affairs at Charter One Bank. “We understand the importance of developing values in today’s young generation, with the help of role models like Luke Donald, and are proud to bring this clinic to Chicago’s youth.”

The clinic is just one part of The First Tee program supported by Charter One Bank and its parent, Citizens Financial Group, a subsidiary of The Royal Bank of Scotland Group (RBS). In June 2004, RBS became a National Trustee of The First Tee. Through this partnership, RBS creates fun and educational programs that provide opportunities for hundreds of young people in the United States.

“Being able to introduce kids to the game of golf, especially in my hometown of Chicago, is important to me,” said Luke Donald. “My involvement with The First Tee and Team RBS allows me to make a difference in young adults’ lives through our shared enthusiasm about golf.”

“We welcome Luke Donald and Charter One Bank to our facility for this special opportunity,” said Jim Russell, Outreach Coordinator for The First Tee of Chicago. “Clinics like this reinforce the nine core values of The First Tee and allow us to put those values into practice.”

About Charter One Bank, N.A.

Charter One Bank, N.A., is a $41 billion bank operating in Illinois, Indiana, Michigan and Ohio. It has 480 branches and more than 800 ATMs. It has 128 branches and 389 ATMs in Illinois. Charter One is a subsidiary of Citizens Financial Group, Inc., a $155 billion commercial bank holding company headquartered in Providence, R.I. Citizens has more than 1,600 branches, approximately 3,700 ATMs and more than 26,000 employees in a 13-state retail branch network and has non-branch retail and commercial offices in about 40 states. Citizens is the eighth-largest commercial banking company in the United States ranked by deposits as of September 30, 2005. Citizens is owned by RBS (The Royal Bank of Scotland Group plc).

About The First Tee

The First Tee is an initiative of the World Golf Foundation. Since its inception in 1997, The First Tee has opened 161 golf-learning facilities. It has introduced the game to more than 370,000 participants since 2000. Its focus is to give young people of all backgrounds an opportunity to develop through golf and character education, life enhancing values such as honesty, integrity and sportsmanship.

Marquette Park Golf Course Address
6700 S Kedzie Avenue
Chicago, IL 60629-3555