Board of Directors

RBS Citizens Financial Group, Inc.
RBS Citizens, N.A.
Citizens Bank of Pennsylvania

Ellen Alemany
Head of RBS Americas and Chairman and Chief Executive Officer of RBS Citizens Financial Group, Inc.
William P. Hankowsky
Chairman, President and Chief Executive Officer, Liberty Property Trust
Howard W. Hanna III
Chairman, Howard Hanna Real Estate Services
Charles J. ("Bud") Koch
Former Chairman, President and Chief Executive Officer, Charter One Bank
Robert D. Matthews Jr.
Vice Chairman, Commercial Banking, RBS Citizens Financial Group, Inc.
Arthur F. Ryan
Former Chairman, Chief Executive Officer and President of Prudential Financial Inc.
Shivan S. Subramaniam
Chairman and Chief Executive Officer, FM Global
Wendy A. Watson
Former Executive Vice President, Global Services, State Street Bank & Trust Company
Marita Zuraitis
President, P&C Companies, The Hanover Insurance Group

Regional Advisory Boards

New England

Lawrence A. Aubin Sr.
President
Aubin Corporation
Stephen P. Barba
Executive Director of University Relations
Plymouth State University
Joseph Carelli
President, Citizens Bank
New Hampshire and Vermont
James F. Conway III
Chairman, President and CEO
Courier Corporation
Edward M. Crowley
President and COO
Dichello Distributors
Edward O. Handy III
President, Citizens Bank
Rhode Island and Connecticut
David M. Hirsch
Managing Partner
Mustang Partners, LLC
Douglass E. Karp
Chairman and CEO
New England Development
Michael Kennally
Regional Director of Business & Strategic Planning
Citizens Bank Rhode Island
Lynn Margherio
Founder and CEO
Cradles to Crayons
John Morison
Chairman
Hitchiner Manufacturing Co., Inc.
Lisa R. Murray
Regional Director of Business & Strategic Planning
Citizens Bank Massachusetts
Girard R. Sargent
President, Citizens Bank
Massachusetts
Dr. Lynda B. Smith
Clinical Psychologist and Partner
Connecticut Psychiatric Services
Stephen R. Woods
Head of Corporate Banking
RBS Citizens Financial Group, Inc.

Mid-Atlantic

Joseph Bartolacci
CEO
Matthews International
Charlene Bennett
Regional Director of Business & Strategic Planning
Citizens Bank of Pennsylvania
Daniel K. Fitzpatrick
President
Citizens Bank of Pennsylvania
James P. Gaspo
President
Citizens Bank, New York
Alan R. Guttman
CEO
The Guttman Group
Samuel F. Heleba
President and CEO
Graphic Controls Acquisition Corporation
Sharmain Matlock-Turner
President and CEO
Urban Affairs Coalition
Ralph J. Papa
Chairman CBPA, ret.
Formerly with Citizens Bank of Pennsylvania
Dian C. Taylor
President and CEO
Artesian Water Company
Ann Weaver Hart
President
University of Arizona
Harold L. Yoh III
Chairman and CEO
Day & Zimmermann, Inc.

Midwest

David Beecken
Partner
Beecken Petty O'Keefe & Company
Tobias W. Buck
CEO, Chairman of the Board
Paragon Medical
Beth Chappell
President and CEO
Detroit Economic Club
Ralph M. Della Ratta
Managing Director
Western Reserve Partners LLC
Brian M. Hermelin
Partner
Rockbridge Growth Equity
Kenneth Marblestone
President, Charter One
Ohio and Michigan
Sylvia F. Morin
Regional Director of Business & Strategic Planning
Charter One, Michigan
Marc Paulhus
President, Charter One and RBS Citizens, Illinois
President, RBS Citizens Asset Finance
Baiju R. Shah
CEO
BioMotiv
Mark Simanton
Chairman & CEO
IMS Companies LLC
Charles F. Walton
Chairman
Smithers-Oasis Company